Dream big, borrow smart
A personal loan can turn your dreams into reality, whether it's creating a cozy home or securing your future. We are here to help!
Why get a personal loan?
Homebuying expenses
Cover bond fees, transfer costs, moving expenses and more to make your homeownership dream come true.
Unexpected expenses
Manage unexpected financial needs you haven't planned for.
Home improvements
Use it for property improvements like a solar installation to boost your asset's value.
See if you qualify for a personal loan
Are you 18 years or older?
Do you earn above R3 500 a month?
Do you have a South African bank account?
Are you a South African citizen with a valid
South African barcoded ID?
Is your monthly salary paid into your South African bank account?
How to get started
01
Start your application
Click Apply Now, enter your mobile and ID number to begin.
02
Choose your offer
Review the best offers for your credit profile and select your favorite.
03
Speak to an expert
A loan expert will call you to guide you through the application process.
Personal loan FAQs
How does a personal loan work?
When do I get my money?
What costs are included in a personal loan?
What can I use my personal loan for?
What documents do you need when you apply for a loan?